Author: Hixon Mortgage

If you’re a first-time homebuyer, it’s easy to get wrapped up in finding your dream home. But no matter how perfect your new home looks on paper, a home inspection is crucial before you sign on the dotted line!

Credit scores may seem intimidating at first glance, especially when a first time home buyer finds out that theirs plays a significant role in securing a mortgage loan at an affordable rate. But once you understand how it’s determined and its importance to lenders, you can tackle improving it to reach the credit score needed to buy a house.

If your head spins at the idea of spending years saving up for a down payment, then you’re not alone. Fortunately there are first-time home buyer programs, loans, and grants to assist with finances. These opportunities can make buying your first home more affordable!

At Hixon, we understand the giddy anticipation first time homebuyers experience when entering the market. And It’s normal to be overwhelmed when faced with the various costs of purchasing your first home. This article will give you the tools needed to calculate these expenses so that you’re prepared and empowered during this exciting process!

Don’t let rising home prices make you second guess when to buy your dream home! If you buy a home now, you could see significant gains down the road. Let’s look at some of the reasons the 2022 housing market is more stable than we think and  consider how it benefits those purchasing their first home.